PM Vishwakarma

Benefits

• PM Vishwakarma certificate and ID card for formal recognition
• Basic training (5–7 days) and advanced training (15+ days), with a stipend of ₹500 per day
• Toolkit incentive of up to ₹15,000 as an e-voucher at the start of basic training
• Collateral-free loans up to ₹3 lakh in two tranches (₹1 lakh, then ₹2 lakh) at 5% interest with government interest subvention
• Incentive of ₹1 per digital transaction, up to 100 transactions a month
• Support for quality certification, branding and e-commerce (GeM) onboarding

Eligibility

• Applicant must be at least 18 years old at the time of registration
• Must be engaged in one of the 18 specified trades in the unorganised sector, working with hands and tools
• Only one member per family is eligible to apply
• Government employees and their families are not eligible

Documents Required

• Aadhaar card
• Bank account details
• Trade/occupation proof (as assessed during registration)

How to Apply

1. 1.Register online on the official PM Vishwakarma portal or visit a Common Service Centre (CSC)
2. 2.Complete skill verification and receive your Digital ID and PM Vishwakarma certificate
3. 3.Undergo basic skill training, then apply for the first loan tranche; the second tranche follows after using the first responsibly

Important Information

Government scheme rules, benefit amounts and eligibility criteria can change. Always confirm current details on the official source above before applying, and never pay any third party to access a government service.

Frequently Asked Questions

Related Schemes