Stand-Up India
Bank loans of ₹10 lakh to ₹1 crore for SC, ST and women entrepreneurs setting up a new (greenfield) enterprise.
Launched on 5 April 2016, Stand-Up India facilitates composite bank loans for Scheduled Caste (SC), Scheduled Tribe (ST) and women entrepreneurs to set up a greenfield enterprise — their first venture in manufacturing, services, trading or allied agricultural activities. Every scheduled commercial bank branch is expected to extend at least one such loan to an SC/ST borrower and one to a woman borrower.
At a Glance
- Government level
- Central
- State
- All India
- Category
- Business & MSME
- Target beneficiaries
- SC/ST entrepreneurs, Women entrepreneurs
Benefits
- Composite bank loan (term loan plus working capital) ranging from ₹10 lakh to ₹1 crore
- Loan can cover up to 75% of the project cost
- Repayment tenure of up to 7 years, with a moratorium period of up to 18 months
- Handholding support throughout business setup, from training to loan documentation
Eligibility
- Applicant must be an SC, ST or woman entrepreneur, above 18 years of age
- The enterprise must be a greenfield project — the applicant’s first venture in manufacturing, services, trading or agri-allied activities
- For non-individual enterprises, at least 51% of the shareholding and controlling stake must be held by an eligible SC/ST or woman entrepreneur
Documents Required
- Identity and address proof (Aadhaar/PAN)
- Caste certificate, where applicable
- Detailed project report or business plan
- Bank account and financial details
How to Apply
- 1.Register on the official Stand-Up India portal to access handholding support and prepare your project report
- 2.Approach a scheduled commercial bank branch with your application and documents
- 3.The bank evaluates the proposal and, on approval, disburses the composite loan
Official Source
Stand-Up India Official Portal (SIDBI)
Visit Official SourceImportant Information
Government scheme rules, benefit amounts and eligibility criteria can change. Always confirm current details on the official source above before applying, and never pay any third party to access a government service.
Frequently Asked Questions
What is a "greenfield enterprise" under Stand-Up India?
It refers to the applicant’s first-time venture in manufacturing, services, trading or an allied agricultural activity — not an existing or expanding business.
How much loan can I get?
A composite loan between ₹10 lakh and ₹1 crore, covering up to 75% of the project cost.